There are a number of conditions that typically need to be met in order to receive assistance. Your property must not be covered under insurance benefits, you must be a U.S. citizen, your home must be in an area that has been declared a disaster area, this must be your home for the majority of the year and you are currently unable to live in your home.

In addition to aid, your financial needs may be met under the terms of your household or other insurance. Each insurance company has its own policies and procedures, and each policy has its own terms. Please refer to your insurance company for further details. If you intend to apply to FEMA for funding, your claim must first be rejected by your insurance company. If you refuse assistance from your insurance provider, FEMA may reject your application under IHP.

The Internal Revenue Service also sometimes provides tax relief to disaster victims. Specific program details are often disaster-specific, so it is important to monitor the IRS website for information. Similarly, the state government...

The agencies responsible for this are the Governor's Office of Homeland Security and Emergency Preparedness and the Louisiana Recovery Authority. The state allocates monies that are given under the Community Development Block Grant (CDBG), and these are handled on the basis of the needs of the community following a disaster (GOHSEP.la.gov, 2010).
Works Cited:

FEMA. (2008). Help after a disaster: Applicant's guide to the individuals and households program. Federal Emergency Management Agency. Retrieved October 20, 2010 from http://www.fema.gov/pdf/assistance/process/help_after_disaster_english.pdf

LouisianaHelp.org website, various pages. (2010). Louisiana Disaster Recovery Foundation. Retrieved October 20, 2010 from http://www.louisianahelp.org/

GOHSEP.gov.la website, various pages. (2010). Governor's Office of Homeland Security and Emergency Preparedness. Retrieved October 20, 2010 from http://gohsep.la.gov